What Will My Payment Be?

When shopping for a home, the question always in your head is "What will my payment be?".  The best thing to do before you even begin home shopping is to find out how much home you can afford and what payment you are comfortable with.  Speak with a loan office at your bank, credit union or local mortgage broker.  Find someone reputable.  The number 1 reason real estate transactions don't close is because the loan officer fails to perform or flat out lies to their client.  Another great resource for a reputable mortgage person is your real estate agent.  I have a group of people I work with on a regular basis and I know who can and cannot get the job done properly and professionally.  Get pre-approved and you know what you can afford and an idea of what the payment will be.